Christmas, fraud and frugging

The excesses of the Season abound. Excess drink, excess eating, excess buying, excess partying. …and those who have, enjoy. …and those who have not, or feel they should or ought to have had more, “the I wants”, also enjoy. The “I wants”, could be individuals, and they could be organised groups or gangs. They share

Home » David Rosen » Christmas, fraud and frugging

The excesses of the Season abound.

Excess drink, excess eating, excess buying, excess partying.

…and those who have, enjoy.

…and those who have not, or feel they should or ought to have had more, “the I wants”, also enjoy.

The “I wants”, could be individuals, and they could be organised groups or gangs.

They share a common goal: To extract goods or money from you. They have come to terms with themselves that such action is justifiable. They are without morals. They want what you have.

Apart from the usual nasties, pick-pocketing, burglary, theft, the current trend is to rob you of your credit card details without your card leaving your pocket, wallet, or purse.

This can be done using radio frequency identity. Most cards have the capacity to be used without a pin. You tap your card on the machine, instead of chip and pin, and voila, £20 is gone from your account, and then another shop, and some more…

By taking or recording someone’s radio frequency: frequency mugging: FRUGGING, your frequency is taken without your knowledge.

Did you know? How could you have known?

  • Check you bank account regularly. Is there anything unusual about transactions? Check times, dates, and locations;
  • Check your credit rating regularly. It is not just your account at risk. It is also possibly your identity;
  • Keep your radio frequency enabled credit card in a metal encased sleeve. At the very least, aluminium foil, or else, a wallet lined with metal, or purpose-made sleeves;
  • Don’t lend your cards out to anyone;
  • Keep your cards safe, when not in use.

Wishing you Season’s greetings, and a happy and safe New year.

Professor David Rosen, is a Solicitor-Advocate, Partner, and head of Litigation at Darlingtons Solicitors LLP. He is Vice-President and Strategic Director of the Association of Certified Fraud Examiners UK Chapter. He is a working member of the Fraud Advisory Panel, and an associate Professor of Law at Brunel University.

David Rosen

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